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REALTORS® of South Central Kansas News


Tuesday, April 28 2020 3:57 PM
Categorized In Home Owners

The impact of COVID-19 was swift and unexpected, leaving many people in a financial emergency. If you are a homeowner who is struggling or unable to meet your loan
obligations, work with housing experts and your lender to find a solution, now. Don’t wait until you fall behind to seek help. Acting quickly may help you keep your home and the money you have already invested into it. This brochure offers guidance on options provided by lenders, and how REALTORS can help you.


Protect Your Investment: A Guide For At Risk Homeowners

Tuesday, April 28 2020 3:02 PM
Categorized In REALTORS®

Help homeowners who are struggling to meet their loan obligations by sharing Protect Your Investment. This brochure encourages homeowners to work with REALTORS® and housing counselors and offers guidance on options provided by lenders.

RSCK CARES Act Webinar Continues

Thursday, April 16 2020 2:37 PM
Categorized In REALTORS®
As you may have heard, the Small Business Administration’s $349 billion Paycheck Protection Program officially ran out of money this morning (April 16, 2020). Our CARES Act webinar will continue to be offered as scheduled to provide education on these programs so that you can gear up and be prepared to apply once additional program funding is available.
From SBA website-

“SBA is currently unable to accept new applications for the Paycheck Protection Program based on available appropriations funding. Similarly, we are unable to enroll new PPP lenders at this time."


Handout #1 for Webinar

Handout #2

Handout #3


The CARES Act webinar continues to take place tomorrow, Friday, April 17, 01:00 PM Central Time (US and Canada).
The 2020 CARES ACT provides STIMULUS funds for individuals, business owners, and the self employed. Accountants know very little about the funds available to their clients and that is why you must attend this webinar.
Dale and Chris have completed over a dozen of these webinars and have
had their material posted to the National Association of REALTORS® website, Residential Real Estate Council (RRC), and local REALTOR® Associations in various locations nationwide. Many REALTORS® have been told that they do not qualify... Dale and Chris will dispel those myths.
In this 1 and 1/2 hour webinar, you will leave with an ACTION PLAN on the steps you must take immediately to access your share of these funds before they run out.
The four programs that will be discussed in depth are:
  1. Stimulus payments and timing
  2. Economic Injury Disaster Loans and Grants
  3. Paycheck Protection Plan Program Loans
  4. REALTOR® access to State Unemployment Funds

Chris Bird
Dale Carlton
Register in advance for this webinar
After registering, you will receive a confirmation email containing information about joining the Zoom webinar.
Post-Webinar Handout




Pandemic Unemployment Assistance Program Update

Tuesday, April 7 2020 4:20 PM
Categorized In REALTORS®
In today’s daily update with the Kansas Department of Labor (KDOL), Secretary Delia Garcia and Unemployment Insurance Deputy Director Shawn Yancy, shared the following:
 1.    KDOL has received guidance from the United States Department of Labor regarding implementation of the Pandemic Unemployment Assistance (PUA) program.
2.    The PUA program is not yet operational at KDOL.
3.    KDOL is advising the self-employed to file an unemployment claim to demonstrate ineligibility for traditional unemployment insurance (UI). When asked for employment information, put your information. You should receive a denial in the mail. Though perhaps counter-intuitive, in this case, receiving a denial is positive because in order to be eligible for the Federal PUA program, you must be ineligible for traditional UI.
4.    Tomorrow, KDOL is hosting a Facebook live event at 3:00 p.m. CST to provide further details around their intended administration of the PUA program. All interested in PUA program benefits are encouraged to watch.
For additional information, please visit:

SBA Paycheck Protection Program - Independent Contractors Apply April 10

Monday, April 6 2020 5:00 PM
Categorized In REALTORS®
The SBA released its interim final rule for the program, which provides much-needed clarity on a point relevant to many real estate brokerages and REALTORS®: how should a business account for independent contractors?  
The final rule explicitly states that since independent contractors can apply for their own loans (beginning April 10), they should not be counted toward another business's employee headcount or its average monthly payroll costs.
Eligible borrowers should reach out to their lenders. 
To learn more about the program – who is eligible, how to apply, what borrowers need to provide to lenders, and other resources – please visit NAR's "SBA CARES Act FAQ," which has been updated with the new information from the interim rule.
Additional helpful links here:

CARES Act: Unemployment Benefits for Self-Employed

Friday, April 3 2020 3:00 PM
Categorized In REALTORS®
The CARES Act provides a temporary Pandemic Unemployment Assistance (PUA) program that extends unemployment benefits to those not traditionally eligible, including self-employed individuals.
Here is a summary of the program that will be updated with guidance anticipated from the U.S. Department of Labor (USDOL).
All indications suggest the State of Kansas intends to participate in the PUA program. This morning, the Kanas Department of Labor (KDOL) Deputy Secretary, Brett Flachsbarth, stated Kansas is waiting for the aforementioned detailed guidance from the USDOL to determine how the state implements the program.
If you are self-employed and intend to apply, what you can and should do now:
File an initial application for benefits. It will show as a not entitled claim at first; however, the KDOL wants self-employed filers to submit claims so once the State has the additional Federal benefits, they will already have verification on file. Although awaiting guidance, the State knows there will be a requirement to file as a part of the process. Applying now and getting in the queue should help expedite the process versus waiting to apply.
Please know the KDOL is receiving an unprecedented volume of unemployment benefit applications and related questions. They are answering those questions during the KDOL morning video update held daily at 9:30 a.m., Mon-Fri.
For additional information, please visit the KDOL website.

CARES Act FAQ Provided by NAR

Thursday, April 2 2020 5:30 PM
Categorized In REALTORS®
NAR’s Federal Advocacy team has been working closely with Congress and the Administration to ensure the interests of REALTORS® and their clients are protected in any federal action in response to COVID-19. Many REALTORS® are small businesses, or work with them as clients. In the most recent relief package passed into law, the "Coronavirus Aid, Relief, and Economic Security Act" or CARES Act, there were significant provisions aimed at assisting small businesses during this difficult time. The CARES Act appropriates more than $360 billion total for new Small Business Administration (SBA) programs - the 7(a) Paycheck Protection Program loans and the Economic Injury Disaster Loans (EIDL) advance grants program. 
Here are a number of Q&As to address frequent questions about who is eligible and how to apply for these brand new programs created by the Administration. We continue to learn more about these relief measures daily and will update this document as events warrant. Application for the SBA PPP loan begins tomorrow, April 3, 2020.